What is Moola

Moola is a net-worth app. It gathers every account you have, whether a linked bank, a brokerage, a home, or a loan you track by hand, and shows you one number and how it is moving. Around that number it keeps your transactions, a financial-health score with a coach, goals, and an optional shared workspace for your household.

These docs explain how each part works and what Moola does with your data. If you only want to look around first, the demo runs on sample data and needs no account.

What you get

Area	What it does
Overview	Your net worth today, how it changed, allocation, recent activity, and the next milestone.
Net worth	Up to four series over any period, a composition bar, and a per-account table with sparklines.
Accounts	Every balance in one list: linked, manual, and homes valued by address.
Transactions	Every linked transaction, auto-categorized, editable, with rules and six chart views.
Health	A transparent 0 to 100 score from six checks, and a coach that writes a prioritized plan.
Goals	Savings milestones and the goals you set against them.
Families	A read-mostly household view that merges members' workspaces without merging their logins.
Connected apps	An MCP connector so Claude, or any assistant you already pay for, can read your workspace and record plans.

How Moola treats your money

• Read-only at the bank. Bank linking goes through Plaid with a token that can only read. Nothing in Moola, including connected assistants, can move money.
• Encrypted per person. Sensitive fields are sealed with a key that belongs to your account. See Privacy and your data.
• Nothing cached on your device. The installable web app works offline for navigation, but financial data is never stored locally.
• Yours to take. Export a CSV, download a JSON backup, or delete your account and everything with it, any time, from Settings.

Where to start

1. Create your account.
2. Add a few accounts by hand, or link a bank.
3. Open Health and read your first score.